Floodplain Structure Surveying and Elevation Certificates
Starting June 2018 the City of Wheaton will begin to have surveying performed of existing structures in the Floodplain to continue its dedication towards understanding the flooding and flood damages in the City. This surveying will be done to determine the elevation of existing structures to be able to compare them to the elevations of the floodwaters much like what is being achieved in the Flood Prone Areas. This will be done to be able to equally compare both Floodplain and Flood Prone Area flooding.
However, the information required to be gathered is very close to the information needed to fill out an Elevation Certificate!
An Elevation Certificate is a FEMA document that can be used to decrease flood insurance rates, slow the increase of flood insurance rates, or prove that the home is not in the floodplain at all and eliminate flood insurance requirements.
Since the information required to be gathered is very close to the information needed to fill out an Elevation Certificate, the City of Wheaton will be providing a free Elevation Certificate to all interested parties who have property currently shown as being in the 100 Year Floodplain. This does require the surveyors to enter the home and gather elevations from the basement or crawlspace of the home and as such signing up to schedule this will be required.
Be on the lookout for more information in the coming months!
Once an Elevation Certificate is obtained, please contact your insurance agent for more information on how to use it for flood insurance rate adjustments.